OWNER FINANCING AVAILABLE - A Rare Opportunity in Tropical Shores! Price Improvement! This beautifully renovated, move-in-ready home in highly sought-after Tropical Shores offers the perfect blend of modern updates, flexibility, and Florida lifestyle living. Owner financing options make this an incredible opportunity for buyers looking for alternative financing solutions or an easier path to homeownership. Completely updated for peace of mind and comfort, this elevated home features brand-new luxury vinyl plank flooring, quartz countertops, new appliances, fresh interior and exterior paint, a new HVAC system, and a new roof with a 10-year warranty. A new washer and dryer are also included-simply move in and enjoy. The desirable split-bedroom floor plan offers privacy and functionality with three spacious bedrooms. The light-filled primary suite opens directly to the screened porch and oversized backyard, creating the perfect indoor-outdoor retreat. Updated bathrooms include a relaxing tub / shower ideal for unwinding after a long day. Outside, the possibilities are endless. The expansive backyard has room for a pool, outdoor kitchen, garden, play area, or entertaining space. There is also abundant storage with both a garage and shed, plus ample parking for a boat, RV, or multiple vehicles. Located in the heart of Southeast St. Petersburg, you are minutes from vibrant downtown St. Pete, waterfront parks, marinas, award-winning beaches, restaurants, and shopping. Whether you are an empty nester seeking simplicity and sunshine or a growing family looking for space and convenience, this home offers flexibility, lifestyle, and value. Homes with owner financing in this location are incredibly hard to find-seller is also willing to pay for part of the buyer's closing costs- don't miss this opportunity!