**SELLER TO COVER 1 YEAR OF HOA DUES WITH A FULL-PRICE CONTRACT & CLEAN 4-POINT INSPECTION REPORT AVAILABLE** Welcome to Cheval Golf & Country Club, one of Tampa Bay's most prestigious 24-hour guard-gated communities - where luxury, privacy, and resort-style living come together in the heart of Lutz. This elegant two-story townhome offers a rare blend of sophistication and low-maintenance ease in a setting that feels like a private retreat. A stately double-door entry opens to a secluded courtyard with a charming fountain, setting the tone for the experience within. Inside, natural light fills the thoughtfully designed floor plan, highlighting refined architectural details including crown molding, tray ceilings, plantation shutters, tile flooring, and a striking wood-tread staircase. The formal dining room creates an inviting space for entertaining, while two fireplaces - one in the living room and another in the primary suite - add warmth and character. The gourmet kitchen is beautifully appointed with granite countertops, stainless steel appliances, upgraded cabinetry, and a sunlit breakfast nook overlooking peaceful conservation views. Designed for both everyday living and effortless hosting, this space balances form and function seamlessly. Upstairs, the primary suite serves as a true sanctuary, complete with its own fireplace, dual vanities, soaking tub, walk-in shower, and spacious closet. Secondary bedrooms are generously sized and offer flexibility for guests, family, or a dedicated home office. Step outside to the screened lanai with brick pavers and enjoy tranquil mornings or quiet evenings surrounded by lush greenery - where deer occasionally wander through the conservation backdrop. Additional highlights include a newer A/C system, a two-car garage with guest parking nearby, and HOA coverage that includes the roof and water - providing genuine maintenance-free living. As a resident of Cheval, you have the opportunity to join the renowned Cheval Golf & Athletic Club, offering championship golf, tennis, fitness facilities, resort-style pool, fine dining, and an active social calendar. Here, lifestyle is elevated and community is curated. Conveniently located near Downtown Tampa, Tampa International Airport, top-rated schools, premier shopping and dining, and the Gulf beaches, this home delivers luxury without sacrificing accessibility. This is more than a townhome. It's a refined way of living. Welcome to Cheval. Welcome home.